Word to the Wise

Beware of mortgage offers that seem too good to be true. 

While a very low rate may seem attractive at first, the interest rate at the beginning of your loan term can change drastically in a few years, which will increase your monthly payments, and thereby affect your standard of living.

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We're here to help

We do things differently at TTMF. Our interest rates are transparent and stable, so you’re certain that you can afford your mortgage instalment for the life of your loan.

Any changes to your interest rate are communicated up front, and are over a specific period, so you know exactly what to expect.


Words to the Wise

For a limited time only, we are pleased to offer a reduced interest rate on all new mortgages.

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Benefits

  • A fixed interest rate of 4.75% for 5 years†
  • Down payment as low as 5%
  • No ceiling on income or property value

This offer is available to both new and existing TTMF customers.‡

Promotion ends December 31st 2020.

Frequently Asked Questions

  • How long is this offer available?

    Promotion runs September 1st to December 31st 2020

  • I already have a mortgage with TTMF; can I still apply?

    Yes. To qualify, existing customers must borrow a minimum of $100,000

  • I already own property; can I still apply?

    Yes. You do not have to be a first-time homeowner to qualify for this promotion

  • What happens at the end of the first 5 years?

    At the end of this period, your interest rate will graduate to the open market rate, but will not exceed the current open market rate of 6% (as at September 1st 2020).

    Limited time offer. Special conditions apply. Subject to normal lending criteria. All loans must be approved by December 31, 2020 to qualify. Customers will have 3 months from the date of approval to submit all the required documents.

    † At the end of this period, the rate will graduate to the open market rate, but will not exceed the current open market rate of 6% (as at September 1st 2020).

    ‡ To qualify, existing customers must borrow a minimum of $100,000. Customers in arrears are not be eligible.

© 2020 Trinidad & Tobago Mortgage Finance Co. Ltd.